Welcome to our Individual and Family Webpage for Affordable Care Act (ACA).

Annual open enrollment starts November 1 and coverage starts as soon as January 1.  Enrollment ends December 15.

We can help you if you don’t have coverage now or if you have it but want to look at other options.
Our Quote Engines can help you compare your on and off exchange coverage options side-by-side!
Compare plans based on what’s important to you and choose the combination of price and coverage that fits your needs and budget.

For Off-Exchange, you may run your quotes by clicking the button below.

You may be eligible for subsidy:   Find out if you can get lower costs on your monthly premiums for private insurance plans by providing some information about your household size and income. You may also qualify for lower out-of-pocket costs.

For On-Exchange, you may run your quotes and apply online by clicking the button below.

Private companies offer ACA insurance plans. They all cover the same core set of benefits, called essential health benefits, which are minimum requirements for all plans. No plan can turn you away or charge you more because you have an illness or medical condition and they must cover treatments for these conditions. Plans can’t charge women more than men for the same plan.

Plans will be presented in 3 categories – Bronze, Silver and Gold. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription medications. It also affects your total out of pocket costs – the total amount you’ll spend for the year if you need lots of care. Think about the healthcare needs of your household when considering which insurance plan to buy.